This certificate program equips learners with practical financial skills to manage personal and household finances confidently. Through concise modules on budgeting, saving, credit and debt management, basic investing, taxes, and retirement planning, students will learn actionable strategies to build emergency funds, reduce high‑interest debt, improve credit scores, and create a long‑term financial plan. 

Ideal for beginners and anyone seeking clearer control over their money, the course combines real‑world examples, worksheets, and simple tools to apply immediately.